Vacant home insurance: which inspections to document

What does your policy say about unoccupied homes?

Many Italian and international insurance policies contain specific clauses for properties unoccupied for more than 30-60 days. These may include: reduced or excluded coverage, mandatory documented periodic inspections, exclusion of water damage if not detected within a certain period.

How to document inspections

• ✓Reports with verified date and time (timestamp)
• ✓Full video documentation of each inspection
• ✓Checklist of verified items
• ✓Anomaly reports with photographic evidence
• ✓Property access log
• ✓Measurements where applicable

How Elba Property Care helps

Our timestamped video reports and structured checklists represent exactly the type of documentation insurance companies require.